Legal Assistance for Duplex, Triplex & Four-Unit Property Closings

Whether you’re purchasing a two-family to house-hack or acquiring a four-unit investment property, our multifamily property closing lawyers in NY protect your interests from contract to keys—so the numbers (and the paperwork) pencil out.

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What Makes 2–4 Unit Closings Different

Multifamily deals add layers beyond a typical house purchase. We help you navigate:



  • Existing tenant leases and rent rolls (terms, renewals, arrears)
  • Security deposits, prorated rents, and notice requirements
  • Zoning and certificate of occupancy (unit count and legal use)
  • Condition and access across all units for inspections/appraisals
  • Financing nuances (owner-occupied vs. investment, DSCR considerations)

Our Due Diligence for Multifamily Buyers

We take a landlord’s-eye view during diligence to protect cash flow and compliance:



  • Review every lease, amendment, and renewal; confirm legality of units and occupancy limits
  • Verify security deposits (amounts, interest where applicable) and obtain proper transfer at closing
  • Reconcile rent ledgers and prorations; confirm arrears and post-closing responsibilities
  • Order title and municipal searches to uncover open permits, violations, HPD/Building Dept issues
  • Assess utility splits, common-area obligations, and access/repair clauses
  • Coordinate lender requirements, appraisals for all units, and estoppels where obtainable

Local & Regional Guidance

From Westchester (White Plains, Yonkers, New Rochelle) to NYC boroughs and nearby counties, we understand local rider terms, rental registration requirements, and county recording practices. We’ll flag any rent-regulation, registration, or inspection items that could affect cash flow or compliance.

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Financing & Ownership Structure (2–4 Units)

Most 2–4 unit properties qualify for residential underwriting, with different rules for owner-occupied vs. investment purchases. We coordinate with your lender on occupancy certifications, reserves, and condo/co-op questionnaires if applicable—and, if purchasing through an LLC, we prepare or review formation and signing authority documents.

Step-by-Step: Multifamily Closing Timeline

Attorney review & riders

We negotiate diligence access, lease reviews, and rent/security deposit representations.

Inspections & access

We coordinate access to all units; address health/safety items and repair credits.

Title & municipal clearance

We verify legal unit count, CO status, and resolve violations or open permits.

Financing & appraisal

We manage lender conditions, rent roll/lease packages, and appraisal logistics.

Clear to close

We finalize prorations (rents, deposits, utilities), prepare closing statements, and schedule.

Closing day

Execute and explain documents, disburse funds, transfer deposits, and record promptly.

For Sellers of 2–4 Unit Properties

  • Organize rent rolls, leases, and security-deposit ledger
  • Provide payoff letters; clear violations and open permits
  • Prepare deed/transfer docs and tenant notice packages where required
  • Coordinate walk-through items, keys, and post-closing responsibilities

Why Investors & Owner-Occupiers Choose Us

  • Multifamily focus for 2–4 units—practical, cash-flow-oriented diligence
  • Clear checklists for leases, deposits, and unit access
  • Flat-fee options and responsive communication at key milestones
  • Hundreds of residential closings handled across New York State

FAQs: 2–4 Unit Multifamily Closings in New York

  • Is buying a multifamily property more complicated than a single-family home?

    The process is similar but adds lease/rent-roll review, unit access for inspections, and legal-use verification. We handle these added steps so your closing stays on track.

  • Do I need a special mortgage for a 2–4 unit property?

    Many residential loan programs cover 2–4 units. Requirements differ for owner-occupied vs. investment purchases (reserves, ratios, documentation). We align contract terms with lender timelines.

  • What should I look for in tenant leases when buying with tenants in place?

    Pay attention to rent amounts, expiration dates, renewal rights, escalation clauses, and repair/entry provisions. We review each lease, reconcile the rent roll, and confirm deposit transfers.

  • Can I evict a tenant after I buy if I want to occupy a unit?

    New York law imposes strict rules; rights vary by lease terms and local regulations. We’ll advise on lawful strategies and timing before you commit to the deal.

  • Are there extra closing costs or taxes for multifamily homes?

    Costs are similar to single-family purchases (title, transfer, recording, lender fees). Investment purchases may lack certain homeowner exemptions. We’ll estimate your specific numbers.

Buying a Multifamily Home or Investment Property?

Let us safeguard your investment from contract to closing—with thorough lease, title, and compliance reviews.